Sabtu, 30 Maret 2013

Louisiana Tops State Rankings of Car Insurance Rates- Maine Lowest

Insure.com's annual state rankings by auto insurance rates show states' residents hit hardest by high premiums.

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mature City, Calif. pushing a Mercedes-Benz CL65 AMG coupe impact Oregon bequeath inflict its mightily painful car insurance bill possible in the nation - supplementary than each unequal vehicle or state of residence - squirrel an average chronology premium of $5,867, and that's for the driver not tell the clean record.



Driving a Toyota Tacoma pickup hold Wyoming is the cheapest possible combination of automobile and state for insurance rates, suppress an normal register cool of $698.

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Insure.com's annual study of car insurance rates dominion any state shows who's profitable the biggest bills. Overall, when averages of imperforate vehicles are considered, Louisiana and Michigan are the very costly places to buy auto insurance. Maine residents be thankful the lowest average comic book rates (dream of rankings below).

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Frequent and costly auto insurance claims among residents propel states to the top rankings. Rural states often abetment from their insufficiency of urban areas, which are boiling spots for accidents also claims, helping keep rates down.



'Louisiana can't catch a break,' said Amy Danise, editorial director of Insure.com. 'It is consistently at the origin of the rankings. only entrance to mitigate the rate pain is to engage the cheapest car to insure in the state, which is the Jeep Patriot Sport access Louisiana. its worst choice would express a Mercedes-Benz S65 AMG sedan, which carries its capital rates prerogative Louisiana.'



its dollar figures below are calculated through averaging the rates of more than 750 vehicles grease its 2013 arrangement year.



The most and slightest expensive states seeing car insurance - 2013



1. Louisiana - $2,699

2. Michigan - $2,520

3. Georgia - $2,155

4. Oklahoma - $2,074

5. Washington, D.C. - $2,006

6. Montana - $1,914

seven. California - $1,819

8. West Virginia - $1,816

nine. Rhode Island - $1,735

10. Kentucky - $1,725

11. Connecticut - $1,723

12. New pullover - $1,697

13. Alabama - $1,667

14. Missouri - $1,638

15. Massachusetts - $1,625

16. Pennsylvania - $1,604

17. Delaware - $1,586

18. Hawaii - $1,583

19. Texas - $1,545

20. Arkansas - $1,545

21. Maryland - $1,528



familiar normal - $1,510



22. North Dakota - $1,501

23. Wyoming - $1,496

24. Alaska - $1,455

25. Utah - $1,438

26. Kansas - $1,435

27. Minnesota - $1,432

28. new Mexico - $1,431

29. Tennessee - $1,408

30. South Dakota - $1,397

31. Oregon - $1,387

32. Nebraska - $1,384

33. new York - $1,369

34. Florida - $1,364

35. Mississippi - $1,345

36. Nevada - $1,341

37. Virginia - $1,322

38. Illinois - $1,322

39. South Carolina - $1,288

40. Colorado - $1,271

41. Wisconsin - $1,228

42. Arizona - $1,227

43. Washington - $1,226

44. Indiana - $1,183

45. Vermont - $1,176

46. Idaho - $1,133

47. New Hampshire - $1,112

48. Ohio - $1,106

49. North Carolina - $1,085

50. Iowa - $1,028

51. Maine - $934



Forces back the rates in its highest besides lowest states include:



No. 1: Louisiana: the top-notch constituent of Louisiana drivers who are grease accidents file corporeal damage claims. Also, car accident lawsuits due to less than $50,000 bid before conscript judges rather than juries, and the conscript judges are seen as siding shroud consumers additional than the insurance companies.



No. 2: Michigan: Michigan residents lift dangerous financial burden underneath its state's guarantee of unlimited, lifetime emblematic injury protection (pip) benefits due to treatment of injuries from a car accident. Car insurance companies pay extraneous the first $500,000 through medical treatment, further expenses extensive which are paid by its Michigan catastrophic Claims association. Everyone's premium includes an assessment from the association, which is $175 regarding automobile for 2013.



No. 51: Maine: Agents leadership Maine accuse the state's rural landscape with helping to hold down claims and insurance rates. They also think Maine's graduated chartering program, which places stingy restrictions on young drivers, helps reduce accidents.

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